🌟 Looking Ahead
For those of you who are coming over from the Synergy Club, along with our newcomers, We’re stepping into a brand‑new chapter of information sharing, collaboration, and community connection among boards, owners, and club members. And we’re going to have a great time doing it.
Where We’ve Been…
Up to this point, we’ve been playing defense. We’ve navigated the labyrinth of unit property damage, untangling the messy “who-pays-for-what” web that catches most owners off guard. From the nuances of negligence and the tactical maneuvers of public adjusters to the art of vetting a property management company that actually manages, we’ve covered the ground required to keep your investments (and your sanity) intact.
Where We’re Headed
Now that you know how to handle the aftermath, it’s time to master the preparation. Our next session is a deep dive into the fine print: “Everything you wanted to know about buying homeowners insurance, but were afraid to ask!” We’re stripping away the jargon and tackling the questions you thought were too basic—or too terrifying—to bring up.
You Asked. We Delivered. (No Returns Necessary.)
If there is one thing I’ve learned from our owners and board members, it’s that “condo life” often comes with more questions than a toddler on a road trip. Navigating the rules of the road shouldn’t feel like you’re reading a map in a storm.
Because clarity is a luxury you deserve, I’m launching a dedicated Q&A forum right here on this page. Consider this your official “one-stop shop” for answers—no more digging through old emails or guessing at bylaws. As the questions roll in, the answers will go up.
Think of it as your community cheat sheet, minus the detention.
Welcome to Your “One-Stop Shop” for All Things Condo
Clear Answers. No Legalese. No Guesswork.
Let’s be honest: navigating Florida’s Condo Statutes (especially the 2024–2026 updates) can feel a bit like trying to assemble IKEA furniture in the dark. Between Statute 718.111 (the “Business” of the condo) and Statute 718.112 (the “Rules” of the road), there is a lot of fine print to digest.
I’ve heard from many of you that finding straight answers is the biggest hurdle to enjoying condo life. You asked, and we delivered.
This page is now your official Q&A Forum. Think of it as the community “cheat sheet.” Whether you’re curious about our new website requirements, structural reserves, or who really pays for that leaky water heater, you’ll find the answers here.
How it Works:
The Archives: Below, you’ll find an evolving list of the most frequent questions regarding Florida Law and our Association.
Your Turn: Have a question that isn’t answered yet? [Submit it here].
The Update: We’ll post the answer right here for everyone to see. No more hunting through old meeting minutes or “he-said, she-said” in the lobby.
We will continue to add new questions regularly, so hit me up on that Contact Us page or click the link in yellow above and we’ll get added Likity-Split!
We’re taking the mystery out of the statutes so we can get back to the best part of living here: actually living here.
Quick Tips for the Online Web Portal Launch:
The “Rule of 25”: As of January 1, 2026, Florida Law requires most associations with 25 units or more to host these types of documents online. You aren’t just being helpful—you’re being ahead of the curve!
Financials (9)
Yes. Bank statements and transaction receipts are part of the “official records” and must be available for inspection.
As of 2024, the use of an Association debit card is strictly prohibited to prevent financial “oopsies” or fraud. It’s credit cards or checks only.
Absolutely not. 718.111(15) prohibits any officer or director from using an association-issued debit card. Doing so is now treated as a serious financial offense.
Generally, no. Statute 718.112 is strict: reserves for structural items (like the roof or foundation) cannot be used for other purposes without a majority vote of the entire association.
Yes. Owners may vote to provide no reserves or less reserves than required by a majority vote of the total voting interests at a duly called meeting. However, for “Structural Integrity Reserve Study” (SIRS) items, recent legislative changes (as of 2024/2025) significantly restrict or prohibit the waiver of funding for those specific structural components.
Assessments must be made against units not less frequently than quarterly. They must be in an amount no less than what is required to provide funds in advance for all anticipated current operating expenses and previously incurred unpaid expenses.
Yes. Late fees cannot exceed $25 or 5% of the assessment, whichever is greater, and only if your specific bylaws allow for it.
In addition to operating expenses, the budget must include reserve accounts for capital expenditures and deferred maintenance. Specifically, this must include roof replacement, building painting, and pavement resurfacing, as well as any other item for which the deferred maintenance or replacement cost exceeds $10,000.
If the “discretionary” part of the budget jumps more than 15% year-over-year, the Board must proactively schedule a meeting for owners to consider a substitute budget.